I only remember snippets of this but you had a shop and you could buy weird items to sell, like waffle cushions...
You could also bid on building permits to increase your capacity.
It was set on a tropical Island and you could send your store manager to different areas of the island to explore, sometimes they would come back with rare items, or just get taken captive by pirates.
One of the characters you could choose to be was Spinniker and I think another was called Tikki?
Would of been around 1998 on a pc/windows type platform.
I hope someone can help. Thanks